Financial Institutions Advisory Services

The financial institutions industry is undergoing significant transformation driven by regulatory change, digital disruption, market consolidation, and intensifying competition from fintech and non-bank lenders.

VALCOR Advisors, LLC partners with community, regional, and national banks, credit unions, leasing and equipment finance companies, and specialty lenders to navigate these challenges and capitalize on emerging opportunities.

Our Banking and Specialty Finance Advisory Services are designed to address the complex strategic and valuation needs of financial institutions and their stakeholders.

Below, we outline our two core service areas: M&A Advisory Services and Valuation Advisory Services.

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Delivering Market News and M&A Valuation Trends for Q2 2025

Why Specialized Banking M&A and Valuation Advisory Matters

In today’s banking environment, strategic transactions and valuations are under more scrutiny than ever. Consolidation trends, evolving capital requirements, and heightened regulatory oversight demand advisors who understand the unique dynamics of bank M&A and valuation. VALCOR brings deep expertise in structuring and executing strategic transactions, as well as providing specialized valuation services tailored to banks. Our team integrates knowledge of OCC, FDIC, CECL, and other regulatory frameworks to deliver advice that is both strategically sound and defensible to boards, auditors, and regulators—ensuring that your institution can pursue growth with confidence.

Our Services for Banks
& Financial Institutions

M&A Advisory Services

  • Buy-Side & Sell-Side Advisory – Comprehensive support across target identification, valuation, diligence, and negotiation.
  • Bank Mergers & Acquisitions – Full-spectrum transaction advisory, from strategic fit analysis through deal execution and closing.
  • Branch & Asset Divestitures – Valuation, marketing, and seamless execution of branch networks and asset sales.
  • Distressed Loan Advisory & Restructuring – Valuation, sale, and management of distressed loans and collateral, including restructuring solutions for out-of-court and Bankruptcy contexts.

Valuation Services

  • Loan Portfolio & Loan Sale Valuations – For loan sales, portfolio risk assessment, and CECL compliance
  • Trust & Fiduciary Asset Valuations – Compliant with OCC Part 9 oversight requirements
  • Business & Equity Valuations – For subsidiaries, joint ventures, and strategic investments
  • Real Estate Appraisal Reviews – OCC/FDIC-compliant reviews to ensure regulatory and internal audit readiness
  • Distressed Asset & Collateral Valuations – Supporting loan workouts, restructuring, and liquidation decisions

Why Choose VALCOR?

  • Industry Expertise
    Decades of experience in banking, middle-market M&A, and valuation
  • Regulatory Alignment
    Knowledge of OCC, FDIC, CECL, and SEC compliance requirements
  • Proven Results
    Track record of successful bank transactions and defensible valuations
  • Confidential & Independent
    We operate with strict confidentiality and no conflicts of interest

Representative Transactions

Represented Oxford Finance in the sale of assets securing senior loans secured by certain IP and tangible assets within the Healthcare industry.

Represented Wells Fargo Bank during the restructuring of a senior loan secured by commercial property in Mesa, AZ.

Represented Golden Security Bank in the restructuring of a senior loan secured by commercial property in Los Angeles, CA.

Represented Nano Bank in litigation with Axos Bank regarding the value of specialty deposits.

Represented California Community Bank in the restructuring of a senior loan secured by commercial property located in Los Angeles, CA.

Represented Blackburne & Sons Realty Capital in the restructuring of a senior loan secured by commercial property located in Idaho. 

Represented Powers-Leavitt Insurance Group in the acquisition of two independent insurance agencies.

Represented Roundhill Investments and prepared complex analyses of various securities held for investment and of total AUM.

Represented Wilmington Trust in the valuation of two commercial buildings on behalf of a trust client under OCC Part 9. 

Leadership Thoughts and Insights

We publish a quarterly Bank Market Update report providing concise, data-driven overview of the regional and community bank markets, M&A activity, valuation trends, and regulatory issues.

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Ready to Explore Your Next Move?

Whether you’re evaluating a loan portfolio, preparing for a sale or merger, or addressing a regulatory review, we can help.

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Bank Market Update Report